The big, cheap Web hosting services offer dozens of templates you can use to create your own website. Did you know there’s also a vast community of open-source designers who offer free website templates simply to help publicize their businesses? Here are some of the best:
Free Blogger Skins
Free Themes (for Blogger and WordPress)
tristarwebdesign (only for nonprofits)
Open source design communities
These generous and talented designers deserve to be rewarded with lots of business.
Furthermore, if you’re serious about usability, Jakob Nielsen’s article on web design and development is one of the best primers on the topic.